It’s difficult to think that with age may come deteriorating health. Statistics show that two in five elderly individuals will require nursing care at some point in their lives. Further, the cost of long-term care far outpaces inflation—and most government programs and personal savings plans are inadequate. By planning, a nursing home does not have to be the only option. MCM has experience and expertise in long-term care planning. This includes: Long-Term Care as an Employee Benefit   Employer paid base plans with voluntary buy-ups   Employer sponsored voluntary plans   Initial plan enrollment meetings   Annual open enrollment meeting and ongoing administration   Long-Term Care for Individuals   Assistance with choosing the right plan Underwriting assistance Policy placement